CashBack

DeCard has a single spend cashback rewards program for DeCard holder, where the higher the spend, the higher the cashback ratio. This program is designed to provide users with additional rewards to make every spend more valuable!

1. Cashback Ratio

Spend Amount (Single Transaction)	Cashback Ratio
< 10 USD	-
10 <= ST < 100 USD	0.1%
100 <= ST < 500 USD	0.3%
ST >= 500 USD	0.4%

Please note that transactions in Singapore Dollars (SGD) within Singapore are not eligible for cashback.

1. Extra Rewards - Monthly Boost Rewards

Along with the single-spend rewards, DeCard has an additional monthly boost rewards program where users earn an extra reward when they spend a certain amount of money each month.

Monthly Cumulative Spending (MCS) Accelerator	Ratio
< 1000 USD	-
1000 <= MCS < 4000 USD	0.15%
MCS >= 4000 USD	0.25%

1. Reward Distribution:

Rewards will be credited to accounts on the 10th of the following month.

1. Refund

When you make a refund, we will deduct the amount of rewards issued.