> For the complete documentation index, see [llms.txt](https://help.thedecard.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://help.thedecard.com/en/getting-started/publish-your-docs.md).

# How do I get started with DeCard?

**Step 1: Create an account on the DeCard Hub**.

Use your phone number to register. You need to verify that you receive the SMS OTP. After that, set your password to complete the account registration.

**Step 2: Complete the card application.** 

After you register and enter the "Card" page, you can start the card application process (new users will also complete identity verification in this process):

* First, you need to select the card scheme.
* Identity verification will be performed after selecting the card scheme; you can choose from the following 2 verification methods:
  * Singpass: for Singapore Citizens and Permanent Residents.
  * Upload passport and proof of address: for other foreigners in Singapore.
* After identity verification, you are required to complete and confirm your personal/residence/employment details. Application can be submitted after confirmation.

**Step 3: Transfer funds to increase your spending limit.** 

Once your DeCard application is approved, you’ll receive a virtual card with a starting credit limit assigned by DCS. To transfer funds:

* Go to the D-Vault page and tap "Pay to card".
* Select the currency or stablecoin you want to transfer.
* Follow the on-screen instructions to complete your repayment.