# How do I get started with DeCard? **Step 1: Create an account on the DeCard Hub**. Use your phone number to register. You need to verify that you receive the SMS OTP. After that, set your password to complete the account registration. **Step 2: Complete the card application.** After you register and enter the "Card" page, you can start the card application process (new users will also complete identity verification in this process): * First, you need to select the card scheme. * Identity verification will be performed after selecting the card scheme; you can choose from the following 2 verification methods: * Singpass: for Singapore Citizens and Permanent Residents. * Upload passport and proof of address: for other foreigners in Singapore. * After identity verification, you are required to complete and confirm your personal/residence/employment details. Application can be submitted after confirmation. **Step 3: Transfer funds to increase your spending limit.** Once your DeCard application is approved, you’ll receive a virtual card with a starting credit limit assigned by DCS. To transfer funds: * Go to the D-Vault page and tap "Pay to card". * Select the currency or stablecoin you want to transfer. * Follow the on-screen instructions to complete your repayment. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://help.thedecard.com/en/getting-started/publish-your-docs.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.