# What are the differences between the DeCard USD Card and the DeCard SGD Card?

| Category                       | DeCard SGD Card                           | DeCard USD Card                           |
| ------------------------------ | ----------------------------------------- | ----------------------------------------- |
| **Card Billing Currency**      | Singapore Dollar (SGD)                    | US Dollar (USD)                           |
| **Foreign Exchange (FX) Fees** | Applied to transactions not billed in SGD | Applied to transactions not billed in USD |
| **USD / SGD Spending**         | SGD transactions do not incur FX fees     | USD transactions do not incur FX fees     |
| **DePoints**                   | 1 USD = 1 DePoint                         | 1 USD = 1 DePoint                         |


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