What are the differences between the DeCard USD Card and the DeCard SGD Card?

Category	DeCard SGD Card	DeCard USD Card
Card Billing Currency	Singapore Dollar (SGD)	US Dollar (USD)
Foreign Exchange (FX) Fees	Applied to transactions not billed in SGD	Applied to transactions not billed in USD
USD / SGD Spending	SGD transactions do not incur FX fees	USD transactions do not incur FX fees
DePoints	1 USD = 1 DePoint	1 USD = 1 DePoint