> For the complete documentation index, see [llms.txt](https://help.thedecard.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://help.thedecard.com/en/decard/what-are-the-differences-between-the-decard-usd-card-and-the-decard-sgd-card.md).

# What are the differences between the DeCard USD Card and the DeCard SGD Card?

| Category                       | DeCard SGD Card                           | DeCard USD Card                           |
| ------------------------------ | ----------------------------------------- | ----------------------------------------- |
| **Card Billing Currency**      | Singapore Dollar (SGD)                    | US Dollar (USD)                           |
| **Foreign Exchange (FX) Fees** | Applied to transactions not billed in SGD | Applied to transactions not billed in USD |
| **USD / SGD Spending**         | SGD transactions do not incur FX fees     | USD transactions do not incur FX fees     |
| **DePoints**                   | 1 USD = 1 DePoint                         | 1 USD = 1 DePoint                         |