# What is the annual membership fee for DeCard Luminaries? An annual membership fee of USD388\* applies for DeCard Luminaries. This membership fee is strictly non-waivable. The virtual card will only be activated once the annual membership fee is paid. \*As the DeCard Luminaries Card is an SGD denominated card, fees will be charged in Singapore dollars. Thus, final amounts charged may differ depending on the applicable exchange rates determined by DCS applied at the time of posting. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://help.thedecard.com/en/decard-luminaries/what-is-the-annual-membership-fee-for-decard-luminaries.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.