Cashback Program
Q1: How does the Cashback program work?
The more you spend with your Luminaries Card, the more cashback you earn — up to 10%, capped at US$200^ every month. Be among the top spenders every quarter and unlock a special mystery gift! Cashback is calculated monthly based on your total spending, according to the following tiers:
First US$2,000
2.0%
Next US$3,000
3.0%
Above US$5,000
10.0%
Example:
Monthly Spend
Cashback Earned
US$2,500
(US$2,000 x 2%) + (US$500 x 3%) = US$55
US$8,000
(US$2,000 x 2%) + (US$3,000 x 3%) + (US$3,000 x 10%), capped at US$200 = US$200
^As the DeCard Luminaries Card is an SGD denominated card, the Cashback will be credited in Singapore dollars. Thus, final amounts credited may differ depending on the applicable exchange rates determined by DCS applied at the time of posting.
Q2: When will I get my cashback? Eligible transactions are calculated on a calendar-month basis — from the 1st day to the last day of each month. Cashback is calculated at the end of each month and will be credited to your account by the 10th day of the following month.
Q3: What happens if my purchase is reversed or refunded? If your purchase is reversed or refunded, the cashback earned on that transaction will be deducted. The refundable cashback is calculated at 2% of the refunded amount, as stated in the Card Terms & Conditions.
Q4: Which transactions are eligible for cashback? Eligibility of transactions is determined based on the Card Terms & Conditions. Please refer to the latest Terms & Conditions for full details.
Q5: How long will the cashback program last? The cashback program details will be reviewed and updated quarterly. DCS reserves the right to make changes at its sole discretion.
Last updated