> For the complete documentation index, see [llms.txt](https://help.thedecard.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://help.thedecard.com/en/d-vault/if-i-use-digital-assets-stablecoins-do-i-need-to-convert-the-stablecoin-to-sgd-by-myself.md).

# If I use digital assets (stablecoins), do I need to convert the stablecoin to SGD by myself?

No you do not. Simply deposit USDT or USDC into your DeCard, and you will be able to spend them at merchants globally.